FASTERMONEY® Visa® PREPAID CARD¹

GO PAPERLESS THIS TAX SEASON WITH
THE FASTERMONEY CARD

A great disbursement choice for refund transfers2 and taxpayer advance loans3!

With the FasterMoney Card, you can reduce the number of return office visits, as well as time spent printing, logging, and handing out paper checks.

Plus, your customers can get their tax refund payout

UP TO FOUR DAYS FASTER4

this tax season!

How your office wins with FasterMoney:

  • Load tax refunds and refund advance loans directly to your customer’s card
  • No need for callbacks, customers can enroll in text and email alerts5 to be notified when funds are loaded to their card
  • Avoid ERO Marketing fees6 by offering taxpayer advance loans on the prepaid card – the In-Season cost to you is $0

How your customers can enjoy FasterMoney

Give your customers a simple solution to banking. The FasterMoney Card comes with a user-friendly app that allows them to:

  • Manage money easily with the Manage My Card app5.
  • Track expenses and setup text and email notifications
  • Know right away when funds load with email and text alert opt in.
  • Deposit checks via mobile phone5
  • Get free7 direct deposit or load cash at thousands of locations
  • Use the card worldwide, everywhere Discover® cards are accepted
  • Access no fee8 ATMs using the FasterMoney Card for a Refund Advance loan or by making one additional non-tax load on the card. Withdraw money without any fees at over 24,000 MoneyPass ATMs nationwide

1.The FasterMoney Visa® Prepaid Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.

2. The Refund Transfer is an optional tax refund-related product offered by Pathward®, N.A., Member FDIC. The Refund Transfer is not a loan. E-filing of tax return is required to be eligible for the product. Subject to approval. Fees apply. See terms and conditions for details.

3. The Refund Advance is an optional tax-refund related loan provided by Pathward, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $250 (where available), $500, $1,000, 25%, 50%, or 75% of your expected tax refund up to $7,000, with interest-based applicants receiving an average of $2,003.41; $7,000 available only to well-qualified applicants with a minimum expected tax refund of $9,569. Underwriting standards subject to change. When calculating the amount of your loan, the amount of your “expected” tax refund may be affected by any refundable tax credits and fees. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250. For example, $2,500 loan representing 50% of expected refund borrowed over 31-day term, total amount payable in a single payment is $2,576.44 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.

4. The speed at which the IRS will process your refund will not change. Early availability claim is based on a comparison of the FasterMoney Visa® Prepaid Card’s policy of making federal refunds available upon receipt of payment instruction versus the typical banking practice of making funds available at settlement. This early access requires deposit of your federal refund onto the FasterMoney Card and depends on the timing of the IRS’s submission of the payment as well as other payment instructions, and fraud prevention measures. Policy subject to change.

5. Third-party data rates may apply.

6. A marketing fee of $34.95 applies for every approved In-Season advance. $0 marketing fees require use of the FasterMoney® Visa® Prepaid Card for disbursement.

7. While this feature is available for free, certain other transaction fees and cost terms, and conditions are associated with the use of this card. See cardholder agreement for more details.

8. For each out-of-network ATM withdrawal, FasterMoney charges a $2.50 fee. Plus, the ATM owner may charge a fee.